Financial Planning

Financial Planning is a big buzz word these days. Everyone knows they should have a sound financial plan, but what does that really mean and how do you go about getting one?

Financial Planning is a comprehensive exercise which includes investment management, cash flow planning, taxation planning, insurance and risk management, retirement planning and estate planning, where the focus consistently remains long term.

** We work with you to answer three basic questions:

1. What are your financial and life goals?

2. Where are you today in relation to your goals?

3. How will you get from where you are today, to your goals?

** Why Should You Plan?

Do you know if the money you are saving will be enough for your son’s graduate studies from a college of his choice in the US?

Do you have any idea if the sum total of your retirement benefits like PF and gratuity and PPF is going to be sufficient for your post retirement needs?

Would you know the financial state your family will be in, if you die suddenly today, tomorrow, 5 or 10 years later?

Should you use your bonus to prepay a part of your home loan or invest it elsewhere?

Answers to questions like this and many others are what you will have with a financial plan.

A financial plan charts the course of your life and helps you plan for the big and small goals of your life – it equips you with the knowledge to take better decision and to make choices.

Without a plan, you will still get somewhere sure…but is that going to be where you wanted to go?